Cigna vision insurance plans are value-add options to Cigna medical and dental plans. Cigna offers a few different group vision plans with varying benefits. 

Based on their website, it appears Cigna vision plans cover one eye exam every 12 months for each plan member. If you choose an in-network provider there’s a $20 copay for an eye exam. If you choose an out-of-network provider you have to pay for the eye exam up front and then submit a claim to Cigna for reimbursement.

Based on information available online, Cigna vision plans cover one pair of prescription eyeglasses per 12-month period, including single vision, bifocal, trifocal or lenticular optical lenses. There’s a $20 copay for lenses. One pair of frames with a retail price of up to $110 are covered per 24-month period.

Therapeutic (medically necessary) contact lenses are covered without a copay, and elective contact lenses are covered up to $120 per 12-month period.

The above information applies to Cigna vision plan members who choose an in-network provider. If you choose an out-of-network provider there are caps on how much is covered for optical lenses and therapeutic contact lenses.

No, they’re separate companies. Sometimes health insurance companies like Cigna will have their vision benefits administered through VSP. This can be confusing for patients, but we’ll do everything in our power to make it easy to understand when you come in.

We’re in-network providers for Cigna, VSP and most other vision insurance plans. No matter what type of vision plan you have just call or come by for a free benefits check and we’ll explain in plain language how it works and the dollar value of your coverage for eye exams, glasses and contacts.